Drunk Drivers Do Not Always Have Liability Insurance
It is the law in most states that in order to drive, you must have a valid driver’s license and the vehicle in which you are operating must have a valid liability insurance policy. This means if you are in an accident and it is determined that the accident is your fault, your insurance company will likely have to pay damages – specifically those stemming from the personal injury suffered by the victims of that crash. While it is true that Massachusetts is a no-fault state, there are ways to step outside this system, and these cases can end with settlements or verdicts compelling the at-fault driver’s liability insurance company to pay. These regulations are explained by the Division of Insurance for the Commonwealth of Massachusetts.
Those cases that do not settle will likely go to trial so that a jury can hear the evidence and render a verdict following trial with respect to whether defendant is liable. If the defendant is determined to be liable for causing the car accident, there will be an award of damages to be paid by the at-fault driver’s car insurance company. Continue reading